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Message: <blockquote data-quote="sakuraguy" data-source="post: 2728390" data-attributes="member: 6441">Setting A BudgetUnderstanding your budget and getting a good price from the dealer is crucial if you don't want the car buying experience to leave a bitter taste in your mouth. Look through our tips to get some pointers on making your cash work for you.- Set a budget and stick to it, no matter what the dealer or finance company says you can afford.- Work out how much cash you realistically have to spend after mortgage/rent, tax, bills, entertainment and other outgoings have been considered.- Besides any repayments on the car itself, you also need to consider other running costs such as fuel bills, insurance premiums and servicing, these will cost you thousands each year. Look at sen-per-km/true-cost figure to see how much the car you've got your eye on will cost to run, on top of the loan/finance.- Consider whether you really need a brand-new car. Depreciation is the biggest cost in owning a car with the biggest drop coming in the first year. If you buy used, even just a one-year-old model, you could save plenty and still have warranty protection left.</blockquote>

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