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Message: <blockquote data-quote="dolphinL2" data-source="post: 4486832" data-attributes="member: 15401">Dear guys,Currently, the banking industry is offering a promotional rate of BLR -2.2% till the end of Oct. The best rate that ever secured by our customer is BLR -2.3%. It is indeed very hard for the bankers to provide a quote by using the limited information over here.Based on rule of thumb, the essential information is as listed below:1. Financing asset: Under-con Property (direct purchase from developer), Sub-sales (existing property), refinancing, or vacant land2. Sales price3. Age: determine the max tenure which applicable to you4.1 For Sub-sales:a.Full address: Specifically for sub-sales, as the address will be provided to property valuer for value estimation. The estimated value of the property will determine the maximum loan amount which will be granted to applicantb.Property detail: B'glow/Terrance/Semi-d... + Sty + Intermediate/Corner/End-lot + Land area4.2 For under-con case:a.Developer Nameb.Project Name (If you are uncertain, kindly provide a developer contact for us and we will find out for you)5. Expected Margin of financing6. Gross Salary: If it is a joint application, kindly provide separated gross salary for all applicantsWe know that going from 1 bank to 1 bank to apply for loan is extremely exhausting. Our company provides a 1-stop service for our customers by helping them to apply multiple banks' financing. If you do interested in getting our services, kindly provide a scan of documents as below to us via mail, <a href="mailto:henry_l@live.com">henry_l@live.com</a>, absolutely, FREE OF CHARGE. Kindly provide your contact number to us, our consultants will approach you right after the documents had been review. Appointment can be made for face-to-face consultation. We strongly advise our customers to provide complete set of documents, so that we can work out the best within 24 hours.Compulsory Documents,a. Mykad I/C for locals / Passport for foreignersb. Valid work permit/ PR Card (foreign workers)c. Booking receipt (with unit no. and purchase price) - Under construction cased. Booking receipt (with full address & Purchase price) - Completed property (sub-sales)e. Assessment receipt/Utility bill (for refinancing, to proof address to be refinanced if not shown in SPA)f. Letter offer of existing financier (for refinancing case)g. Sales & Purchase AgreementFor salaried employee, (either 1 of these SETs)SET 1: (working in BERHAD and MNC)FIXED INCOME: Latest 3 months payslips on security paperBASIC INCOME+COMMISSION/OT: Latest 6 months payslips on security paperSET 2: (For non-BERHAD/ non-MNC employees)SET 1 + bank statements (3/6 months)SET 3: (For non-BERHAD/ non-MNC employees)SET 1 + EPF StatementSET 4: Full set of Form B/BE/e-filing + machine validated tax payment receipt (by cash payment)SET 5: Full set of Form B/BE/e-filing + bank-in slip over machine + bank statement to show cheque has been cleared (by cheque payment)SET 6: Full set of Form B/BE/e-filing + tax receipt from LHDNFor self-employed, (either 1 of these SETs)SET 1: Full set of Form B/BE/e-filing + machine validated tax payment receipt + Borang 9 & Form 24 & 49 (Sdn Bhd) / Borang A & Valid Borang D Business Registration (for sole prop/ partnership)SET 2: Full set of Form B/BE/e-filing + bank-in slip over machine + bank statement to show cheque has been cleared + Borang 9 & Form 24 & 49 (Sdn Bhd) / Borang A & Valid Borang D Business Registration (for sole prop/ partnership)SET 3: Full set of Form B/BE/e-filing + tax receipt from LHDN + Borang 9 & Form 24 & 49 (Sdn Bhd) / Borang A & Valid Borang D Business Registration (for sole prop/ partnershipRegards,Lee012-2293329</blockquote>

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