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Message: <blockquote data-quote="Jackie Leong" data-source="post: 1394452" data-attributes="member: 1354">Stylites-x,NCB stands for No Claims Bonus. The number of years you did not claim your insurance would result in a certain percentage of reduction to your insurance payment. The maximum is 50% if not mistaken. That's a lot of reduction (especially if you reach 50%). Here's a sample explanation : http://www.searcharticles.net/article.cfm/id/148For very minor-moderate scratches, polishing would be possibly remove them. Dp remember to wax after that, as polishing removes the layer protecting your paint. I didn't have the necessary techniques and proper equipments involved to properly detail my car to remove those scratches/swirls which was why i left it as it is. :Not_Impressed: However, polishing & waxing on your own (although not as good as professionals) will help conceal those scratches/swirls a bit and make it less obvious lor. I'm planning to send mine to a professional centre next time after most of my modifications are finalized as it really cost a lot of money. It's heartbreaking when you get your dents fixed, re-sprayed and then polished/waxed by a professional and the next thing you know.. some moron whack their doors on your car body :cry_smile: Yeah.. It's RM300 summon for the person found to be at fault, after police investigation. You would then be able to claim for the person's insurance but it'll be a little bit of a mess if that fella is on 3rd party insurance coverage (this insurance coverage is just to get your road running on the road, any accident would be paid by the owner itself). But if he's at fault, and do not want to pay up.. you can file a legal suit against him :baring_teeth:</blockquote>

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