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Message: <blockquote data-quote="BlackSamurai" data-source="post: 1428048" data-attributes="member: 4799">STB, max loan period is depending on your age. For example, if you were 60 yrs-old, bank just won't give you 30 years loan. (bank never expect you to pay your loan at age 90) <img src="https://zerotohundred.com/forums/styles/default/xenforo/smilies/biggrin.gif"  class="smilie" loading="lazy" alt=":biggrin:" title="Biggrin    :biggrin:" data-shortname=":biggrin:" />there are many packages available out there for housing loan, each bank will have few packages for you to choose. Some bank offer fix rate, some offer BLR minus certain percentage. It's like different choc flavour in the market. <img src="https://zerotohundred.com/forums/styles/default/xenforo/smilies/biggrin.gif"  class="smilie" loading="lazy" alt=":biggrin:" title="Biggrin    :biggrin:" data-shortname=":biggrin:" />Just read carefully the term, some bank offer good rate at first few year and they charge higher for subsequent year. Anyhow unlike car loan, you can do re-finance. Switch when ever you find a better package (terms and condition apply). If you really interest,have a chat with some loan officer, they will be very happy to serve you. I have friend who is doing mortgage? a pretty lady, she might can offer you good rate. <img src="https://zerotohundred.com/forums/styles/default/xenforo/smilies/biggrin.gif"  class="smilie" loading="lazy" alt=":biggrin:" title="Biggrin    :biggrin:" data-shortname=":biggrin:" />happy shopping.</blockquote>

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