Easy Izso, you just like my daddy lecturing me. Myvi 1.5 is nice to drive but the brake is a crap IHMO.
I very chill la. Btw there's a few things you can do to improve braking performance. Chat elsewhere.
lol.. i dont know y u got mad at me.. it just i need an advice.. ive read some of the thread here.. still did not get a clear view on the cars.. thts y i asking for opinion on my case here.. other thing tht ive done is ask te owner of the car, n they said, it should be ok.. this forum is open for every members right? so y did u make it sound like it just a group, or forum for ppl whos profesional, or knows everything like u?? tht doesnt sound right, am i rite? ^_^
No one's mad at you dude. It's just the way you asked your question that makes it sound like a certain forummer we flamed just a while ago for his claims of wanting to own a R35. Had you pointed out each cars cons and pros (based on your own knowledge) then asked us to choose or help you fill in the gaps, then it would've been a different answer from me.
You're gravely mistaken if you think our first cars were all bought by parents. Mine was bought over from my parents with my own cash. Loan was also resolved by me without any parental intervention. Most of us here are not silverspoon boys so we own our own cars through blood sweat and tears. Some more successful than others hence their larger nicer cars.
To own an Evo or DC5, you need to prepare to dish out RM130k (give or take) up front. If you plan on getting a loan, that means 10% downpayment (if more then good) then loan would be roughly RM110k (give or take).
2nd hand car interest rates are
much higher than new but for the benefit of the doubt I'll cap it at 3.5%. I doubt banks will loan you 9 years for 2nd hand cars so it'll be 7 years.
(RM110,000 x 3.5%) x 7 = RM26950.
So your loan plus interest would be RM136,950. 7 years means RM1630.36 per month.
Bank loans won't let you take an instalment amount of more than 40% of your pay so if your pay is less than RM5000 per month you can forget about this loan.
Let's assume you don't have credit card loans, home loans, give money to parents, spend on girlfriend, etc. Both the DC5 and Evo7 are fuel guzzlers when you whack them and if you own these cars, it's guaranteed you'll VTEKTEK it often or boost often. So petrol I'll give it RM120 per week (RON97 only otherwise knocking or you'll have to spend on detuning the cars). That's RM500 a month on petrol.
Maintenance for a turbo car will be higher than NA but Honda parts especially imports like the DC5 are not exactly cheap so maintenance costs will be somewhat significant. Skimp on maintenance then prepare to pay through your nose for repairs. Then there's tyres, 17" bare minimum means RM300 bare minimum for 1 tyre, so RM1200 cheapest for 4 tyres.
So overall, all in these two cars will set you back about RM2,500 per month (including saving for maintenance, tyres, petrol, instalment, etc) on average and that's being conservative.
If you buy a lemon 2nd hand Evo7 or DC5, you'll be paying a lot for repairs or rebuilding engines if it comes to that.
So... do you understand why I replied the way I did?
:hmmmm:
