On loan, im not sure about it but for what i heard & experience, if u go personally, the bank will give u 1000 of excuse & the loan amount maybe low (also depend on your document).But if u try to use used car, that one i think a lil bit high the amount of loan..dunno lahh..
i have a putra wit gsr 4g93t just converted 2 months ago..
now the prob is the other day i had a good run with it..
den when i tried running on 1st gear again,
suddenly like no power at all..engine...