MLOC (Lancer MX,MR,Mivec,Evo) report in.

[kampoon]

How did the viser look like ?? got Pics ?? share lar.........dun be so giam siap
I also thinking of getting it huh !!!

 

[Jun_EK9]

b18cr: treadwear is 200.....looks like semi but is not

 

[ckwhon]

How did the viser look like ?? got Pics ?? share lar.........dun be so giam siap
I also thinking of getting it huh !!!

refer to notiguy's ride...
he got it...
or that yellow EVO which soundstream saw in penang.... the one with the varis boot...

 

[ckwhon]

hey guys... need some opinions from u guys....
should i accept 3.25% from the panel bank of my dealer?
or should i go search for other banks? Other banks verbally said they can give mi up to 2.7%....
I have calculated for the stretch of my loan serving period... difference abt 5K ringgit....
any advise from u guys?

 

[lanevo6]

i called it flat type mah...
should be the original one....
not sure how to describe...
i think some bros here should have the visors....

like this u mean.........

 

[ckwhon]

like this u mean.........

should be... cant really see clearly....
issit ORI visor or REPLICA visor?

 

[Soundstream]

yeah need ori wan with mitshu. wordings there...anywhere to get it ?
:_:

 

[LancerEvorry]

hey guys... need some opinions from u guys....
should i accept 3.25% from the panel bank of my dealer?
or should i go search for other banks? Other banks verbally said they can give mi up to 2.7%....
I have calculated for the stretch of my loan serving period... difference abt 5K ringgit....
any advise from u guys?

Hi there,
For used car 3.25% is quite low already. Last year i get 3.2% for my car at HL Bank.
Heard that now the used car loan interest already increase.
But u also can try other bank to compare what the lowest interest it give. i dun thk it can make it 2.7% for a used car unless is unregister or new car.
Anyway good luck to u.:regular_smile:

 

[lanevo6]

yeah need ori wan with mitshu. wordings there...anywhere to get it ?
:_:

See propaly the mitsu wording.....imported from japan(5 oni in s'pore). How many Evo6 has this? those seen my car knows it.

 

[ckwhon]

Hi there,
For used car 3.25% is quite low already. Last year i get 3.2% for my car at HL Bank.
Heard that now the used car loan interest already increase.
But u also can try other bank to compare what the lowest interest it give. i dun thk it can make it 2.7% for a used car unless is unregister or new car.
Anyway good luck to u.:regular_smile:

ermmm i am toking abt unregistered car....
:_: :_:

 

[B18C-R]

ckwhon,
If you can get 2.7%, then get la..u already know the RM5K difference mah..dun quite understand what advice you looking for ?

U need to be more specific when asking for advice la...Whether to save the RM5K or give it away is it ? LoL

 

[Stormvolution 9]

ckwhon,

Of cause if u can get 2.7% is better lo... No Q abt it... Go n look for those banks tht 'verbally' told u tht they r able to give u 2.7% on de loan n remember to check out whether there is any 'special' clauses within!!! This r de tricks normally when banks fighting for biz... They wil hv 'funny' clauses stated... Mayb within how many yrs u cant sell off de car, if u sell ur car u gotto compasated them a certain amount of $$$... :shades_smile:

Of cause if u accepted ur dealer deal will b easier lo... If u wanna go look out for urself it wil b lotsa donkey jobs running here n there (comparing banks rates)... In de end like u said... RM5k different!!! So u gotto weight things out urself!!! :_:

 

[ckwhon]

ckwhon,
If you can get 2.7%, then get la..u already know the RM5K difference mah..dun quite understand what advice you looking for ?

U need to be more specific when asking for advice la...Whether to save the RM5K or give it away is it ? LoL

my english cant be that bad kua.... let's say the instalment difference is 60 dollar.... so total up my loan serving period.... let say 7 years... will be 60X84 mths rite? i mean this is how much i lose as compared to the lower interest rate i got....?

Of cause if u can get 2.7% is better lo... No Q abt it... Go n look for those banks tht 'verbally' told u tht they r able to give u 2.7% on de loan n remember to check out whether there is any 'special' clauses within!!! This r de tricks normally when banks fighting for biz... They wil hv 'funny' clauses stated... Mayb within how many yrs u cant sell off de car, if u sell ur car u gotto compasated them a certain amount of $$$... http://www.zerotohundred.com/newforums/images/smilies/MSN%20SMILIES/shades_smile.gif

Of cause if u accepted ur dealer deal will b easier lo... If u wanna go look out for urself it wil b lotsa donkey jobs running here n there (comparing banks rates)... In de end like u said... RM5k different!!! So u gotto weight things out urself!!!

yah lor... in delimma now.... btw wat are the benefits of dealer panel bank beside the dealer earning commision from them?

 

[Slivia]

ckwhon,
u still havent get your car? i tot u already get it since u are in the process to register under KL or JB plate??

anyway, the best way is request your dealer bank to low down the % to 2.7%, u can always nego with the bank officer.

As what B18C-R said, if u can get the 2.7% why dun direct go for it? what u worry about? what u need to do is submit all your document to them & they will process & let u know the result.

Btw, the % will vary depend on what is the repayment period u go for, the longer u go, the higher the interest rate will be.:shades_smile:

 

[ckwhon]

ckwhon,
u still havent get your car? i tot u already get it since u are in the process to register under KL or JB plate??

anyway, the best way is request your dealer bank to low down the % to 2.7%, u can always nego with the bank officer.

As what B18C-R said, if u can get the 2.7% why dun direct go for it? what u worry about? what u need to do is submit all your document to them & they will process & let u know the result.

Btw, the % will vary depend on what is the repayment period u go for, the longer u go, the higher the interest rate will be.:shades_smile:

well... i have tok the the officer... 3.25 is the lowest....
why am i asking this now is becoz the dealer is not willing to let mi submit to other banks for loan.... and has been giving excuses of not allowing mi to submit to other banks....

but after that he has agreed to let mi try other banks... but he has been delaying in sending the car douments to mi.... which make mi unable to submit to the bank...

this is my problem....
:sad_smile: :sad_smile: :sad_smile:

 

[Soundstream]

well... i have tok the the officer... 3.25 is the lowest....
why am i asking this now is becoz the dealer is not willing to let mi submit to other banks for loan.... and has been giving excuses of not allowing mi to submit to other banks....

but after that he has agreed to let mi try other banks... but he has been delaying in sending the car douments to mi.... which make mi unable to submit to the bank...

this is my problem....
:sad_smile: :sad_smile: :sad_smile:

sad to hear. Normally the car dealer get some commision from there. That'y why the interest you're getting from them is slightly higher than you find your own. Obviously he will delay you as you're not getting the loan from them. Moreover, if there are other customer are intersted in your current d/p evo. For sure they will let it go as other will take thier loan. Futhurmore, if you're getting apply through the car dealer your approval rate will be much higher and faster. Well it depends man..whether you want to run here and there and chase the bank for your loan or you can sit at home wait for the approval in few days time. There are pros n cons. Anyhow it just my point of view here.
Good Luck to you man !!!

The blue evo HKS stuff chun la.......:_:

 

[NoTiGuY]

Btw, the % will vary depend on what is the repayment period u go for, the longer u go, the higher the interest rate will be.:shades_smile:

i thought it was the other way round? and the higher amount you take, the lower interest rate it will be, and vice versa...

 

[B18C-R]

ckwon,
Didn't mean to be sarca la..i'm just kidding.

You push for getting your own loan. Don't give the extra 5K away to the dealer..there is no reason for them not to allow you submit your own loan. Tell them your relatives work in bank and u want them to do the loan...end of story.

They will not give you any so call 'benefits' being a panel except the extra comission that goes to the dealer pocket! That's why they are what they are..

I have tons of frens selling cars la..all also have connection to bank and is all about comission. My car I submit last time my own (unregistered also)..bought form Mutiara Motors. I bypass their 'panel'. Of course, the BS me down the way in the early stage after getting my deposits...

Just make sure you don't show them your DESPERATION for that e7 and for the few extra hundred of commission, they would let go and let u get ur own loan.

 

[Slivia]

i thought it was the other way round? and the higher amount you take, the lower interest rate it will be, and vice versa...

I'm not sure the rate will go up or down with higher loan amount we take...
but comparing 7 years & 9 years, 9 years interested rate will be higher than 7 years. This is what i know...may be from bank to bank is different, but those finance that i ask b4, they all apply the same things e.g. public, HLB, BCB, AM & sourthern. (I'm refering to used car loan & assuming New or Unreg recond car is same with it.)

correct me if i'm wrong.

 

[NoTiGuY]

slivia,

okie dokie... am not sure bout the 7-9yr loan differences though... i only know the 3 and 5yrs... let me see, come to think of it, i have 7yr loan on my kelisa... have to check and see. i dont even know myself..